First Credit and Investment Bank Limited
         
  Monthly Income Certificates of Deposit (MICD)
         
      Amount of Deposit   Monthly Profit
      Rs.   Rs.
  This is a three years deposit scheme, suitable for those who desire regular monthly income.   100,000        950/-
    300,000     2,850/-
    500,000     4,750/-
    1,000,000     9,500/-
    5,000,000   47,500/-
           
         
  Term Certificates of Deposit (TCD)
         
      Period of Deposit   Profit (% p.a.)
  Under this scheme funds can be placed for a specific period, ranging from 30 days to three years. Profit on deposits of one year and above are paid half-yearly and for short term deposits at maturity.   30 Days   10.50
    2 Months   10.75
    3 Months   11.00
    6 Months   11.25
    1 Year   11.50
      2 Years   12.00
      3 Years   12.50
         
  Income Certificate of Deposit (ICD)
         
      Relevant Half-year   Profit (% p.a.)
  This is a five year deposit scheme. Profit is paid on half-yearly basis at the rates of profit which increase gradually for every subsequent half-year completed.   1st half-year   10.00
    2nd half-year   10.50
    3rd half-year   11.00
    4th half-year   11.55
    5th half-year   11.50
    6th half-year   12.50
    7th half-year   12.50
    8th half-year   13.00
    9th half-year  

14.00
    10th half-year  

16.00
           
         
  Growth Certificate of Deposit (GCD)
         
      Period of Deposit   Value of every 100,000/-
  This is a ten years scheme for depositors who want to save for higher returns, in order to meet future requirements: like children's education, marriage and old age support, etc, Profit is added every year to the original investment.   Less than 1 year   100,000
    1 year & above   107,500
    2 years & above   116,200
    3 years & above   126,170
    4 years & above   137,450
    5 years & above   150,100
    6 years & above   167,300
    7 years & above   184,000
    8 years & above   208,000
    9 years & above   251,100
    10 years & above   290,000
         
         
         
N.B: Profits rates & other terms and conditions of deposit shcemes are subject to change without prior notice. Please ask for latest information at the time of deposit of your funds.